Savings Rates

Share Certificate Rates – Short Term

All certificates are compounded and paid monthly
Rates effective as of July 1, 2017

 6 Months12 Months24 Months
Starting atRateAPYRateAPYRateAPY
$5000.15%0.15%0.25%0.25%N/AN/A
$1,0000.15%0.15%0.25%0.25%N/AN/A
$5,0000.15%0.15%0.25%0.25%N/AN/A
$10,0000.25%0.25%0.50%0.501%0.95%0.954%
$25,0000.25%0.25%0.50%0.501%0.95%0.954%
$50,0000.25%0.25%0.50%0.501%0.95%0.954%
$75,0000.25%0.25%0.50%0.501%1.25%1.257%
$100,000+0.25%0.25%0.50%0.501%1.35%1.358%

Share Certificate Rates – Long Term

All certificates are compounded and paid monthly
Rates effective as of July 1, 2017

 36 Months48 Months60 Months
Starting atRateAPYRateAPYRateAPY
$500N/AN/AN/AN/AN/AN/A
$1,000N/AN/AN/AN/AN/AN/A
$5,000N/AN/AN/AN/AN/AN/A
$10,0001.00%1.005%1.25%1.257%1.35%1.358%
$25,0001.25%1.257%1.35%1.358%1.50%1.51%
$50,0001.25%1.257%1.35%1.358%1.50%1.51%
$75,0001.35%1.358%1.50%1.51%1.75%1.764%
$100,000+1.50%1.51%1.60%1.612%2.00%2.018%

(An early withdrawal penalty may be imposed)
Rate = Interest Rate
APY = Annual Percentage Yield

^^ Earn up to .50% more above our standard certificate rates through our It Pays to be a Member! program. Ask about it today!

 

Regular Share Rates

Rates effective 4th Quarter 2017

Account TypeBalancesAPRAPYDividend Period
Shares$100.01 - $9,999.990.20%0.20%All share dividends are compounded monthly and paid quarterly*. Minimum to open a share account is $30.00. $25.00 deposit and $5.00 membership processing fee.

*must maintain a minimum daily balance of $100.00 or more to earn a dividend
$10,000.00 - $24,999.990.30%0.30%
$25,000.00 - $49,999.990.35%0.35%
$50,000.00 - $74,999.990.40%0.40%
$75,000.00 - $99,999.990.50%0.501%
$100,000.00 and up0.65%0.652%
CheckingNo minimum balance required to keep the checking account open.0.00%0.00%No Dividend paid on checking. Minimum to open a checking account is $100.00
IRA (Individual Retirement Account)N/A1.25%1.257%All IRA share dividends are compounded and paid quarterly*. $25.00 deposit to open.

*Dividends are declared and approved by the board at the end of each quarter. Must maintain at least $100.00 average daily balance to earn a dividend on regular shares and/or IRA accounts. All Share and IRA rates are subject to change without notice. Contact the credit union for current Share and/or IRA rates and terms. Certificate rates are set at the time the certificate is taken out by the member or renewed for the term as agreed on the certificate agreement. Certificate rates are subject to change without notice. Contact the credit union for current certificate rates and terms.

^^ Earn up to 0.50% more above our standard certificate rates through our It Pays to be a Member! program. Ask about it today!

APR = Annual Percentage Rate
APY = Annual Percentage Yield

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