At Southland Federal Credit Union, meeting the financial needs of the members is our most important objective. We have a variety of loan products to meet your needs. Each individual must qualify under current Southland Federal Credit Union (SFCU) lending guidelines. All SFCU loan programs, APR (annual percentage rate) rates, terms and conditions are subject to change at any time without notice. For current loan rates and other loan information please contact the credit union lending department. Listed below are loans that we have available, if you don't see a loan type that meets your needs, contact us, we just might find a way to help you out.




Personal Loans
Qualified members may borrow up to $5,000 with terms of up to 36 months to pay the loan back.

Auto Loans
We offer financing on both new or used vehicles with terms up to 72 months.

Boat Loans
We offer financing on both new or used boats with terms up to 72 months.

Recreational Vehicle (RV) Loans
We can provide financing for new or used travel trailers, motor homes, campers, 4-wheelers, and water craft with terms up to 72 months.

Motorcycle Loans
Looking for an economic means for transportation? We offer financing for new or used motorcycles with terms up to 72 months.

Share Secured Loans
Use your regular share account as collateral for a share secured loan. Your money on deposit will continue to earn a dividend while you pay the loan back. We offer terms up to 48 months. With a share secured loan, no credit report, proof of income or other qualifying criteria is required in order to obtain this type of loan. A share secured loan is great for first time borrowers wanting to establish credit.

Share Term Certificate of Deposit (CD) Loans
Use your CD as collateral with financing terms up to the maturity date of your CD. CD loan APR rates are 3.00% greater than the rate of the APR of the CD is earning.

Farm Equipment Loans
We can provide financing for new or used farm equipment. Contact our lending department for terms, conditions and rates.

Mortgage Loans
Looking to purchase or refinance your existing home? We offer mortgage loans through CU Members Mortgage and third party mortgage lending provider.